Discover the car loan that’s right for you personally

We provide a selection of purchase and funding options to create your car buying simple and hassle-free with competitive rates of interest, discounts and payment that is flexible. Make use of our convenient car loan calculators to compare car finance prices and terms and protect our payment protection to your vehicle and insurance coverage choices.

Why choose TDECU for the loan?

  • Rates starting at 2.49% APR 1
  • No cash straight down solutions
  • Discounts for recurring direct deposit of $250 or maybe more
  • No concealed charges, expenses, or penalties that are early-payoff
  • Affordable payment plans customized to your requirements
  • 24-hour approval of all loans
  • Terms so long as 72 months

Brand brand New or utilized automotive loans

No cash straight down choices available, discounts for recurring direct deposits of $250 or even more, with no concealed charges, costs or very early payoff charges

2.49% – 48 Mo. – brand brand New car

No re re re payments for ninety days 3

Get car loan somewhere else?Refinance with TDECU! 2

Reduce your payment per month. Discounts for recurring direct build up of $250 or maybe more, with no concealed charges, expenses or payoff that is early

2.49% – 48 Mo. – brand brand New car

No re payments for ninety days 3

Motorcycle, leisure and boat automobile loans

Looking to purchase a bike, motorboat, RV, ATV/UTV or, to refinance that loan held somewhere else 2 we now have funding options for all those, too!

4.49% – 48 Mo. – brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand brand New leisure automobile

No re re re payments for 3 months 3

brand New or utilized automotive loans

Get car loan somewhere else?Refinance with TDECU! 2

Motorcycle, watercraft and leisure car loans

No cash straight straight down choices available, discounts for recurring direct deposits of $250 or maybe more, with no concealed costs, expenses or very early payoff charges

Decrease your payment per month. Discounts for recurring direct build up of $250 or higher, with no concealed costs, expenses or very early payoff charges

Get pre-approved

You are a serious buyer and will be ready to offer a good deal to get cashland your business when you are pre-approved for a TDECU auto loan, car dealers know. Plus, you’re going to be confident comprehending that you’ve got low-rate financing supplied by TDECU.

Finance during the dealership

TDECU financing is present directly at a huge selection of dealerships in Texas. When you get the car you would like, inform the dealer you would like your loan from TDECU, complete the paperwork then right in the dealership, as well as in no time at all your loan is authorized.

Shop with Carvana

Carvana has an online showroom of examined, top-notch cars. In a couple of ticks it is possible to choose, finance, and pick-up your vehicle from their automobile Vending device or have your vehicle brought to you. All by having a 7-day guarantee that is money-back.

Car loan calculators

Our online car loan calculators can help you calculate your repayments to help you discover the right loan for you.

Decide on a calculator through the list below.

Automobile: Exactly How Much Will My Automobile Re Payments Be? Automobile: How Much Automobile Can I Manage?

This is what you will have to offer us to get going:

  • Work, income, and housing information
  • Amount you want to fund (purchase price, fees, name, permit, and warranties, less any downpayment)
  • Duration of the mortgage, also called the definition of regarding the loan
  • We will need the title, loan, registration and license information if you are trading in a vehicle
  • We will need the Vehicle Identification Number (VIN), the exact mileage and the dealer or seller’s name if you have already selected a vehicle to purchase

Re re re Payment insurance and protection protection

GAP insurance coverage

This protection is supplemental to much of your insurance coverage and may benefit having to pay any differences when considering what exactly is owed in your car, therefore the value that is vehicle’s.

Automobile benefit advantage

Included within the GAP insurance plan, this advantage pays around $500 per loss (unlimited losses each year) whenever a claim is filed and compensated together with your primary insurance coverage provider.

TDECU Insurance Agency, LLC

Our agency will continue to work with you to discover the most readily useful auto insurance prices that won’t sacrifice protection. We are going to do the contrast work, finding you the coverage that is best at the very best value.

Have actually you received a page within the mail regarding Collateral Protection Insurance (CPI)? Click on the key below to deliver your evidence of insurance on the web.

Car loan FAQ

How do being pre-approved assistance me once I am searching for an automobile?

You can focus on negotiating the best price when visiting the dealership when you are pre-approved for a vehicle loan. This permits one to go shopping with confidence, once you understand you will not get higher rate funding. Dealers have a tendency to just simply just take people who have pre-approved funding more really as it means you are actively trying to find a car prepared to work.

Could I be approved for a car loan and have now funds available the day that is same?

Oftentimes, maybe you are authorized and funds provided the exact same time. We recognize that sometimes the vehicle-buying procedure is definitely an matter that is urgent. We will answr fully your questions which help expedite the car loan approval and application procedure.

Could I make extra re re payments and spend my vehicle loan off prior to when the first term?

Yes. At TDECU, there are not any prepayment charges for settling your vehicle loan prior to when your initial term. In reality, it’s a powerful way to spend less on interest within the long haul!

1 APR = percentage Rate that is annual.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest would be charged for your requirements through the initial loan date regarding the unpaid stability through the payment deferral period that is 90-day. Restricted time offer.

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